Gazing at the fast flowing river with my friends, I was enjoying the cold mist air that surrounded me like a toffee wrap. The fountain from the mountains dances across the river, welcoming us to enjoy the night. Feeling the cozy cold water, my comrade slipped and fractured his leg from a giant wooden stone. The night screams out loud while we were hunting for any possible solution. The month’s journey comes out to be for few days’ journeys. We suffered!
Unexpected things can occur anytime and there is actually no way we can stop them from happening. However, we still can compute the loss. You may break your leg or may crack your bone, your phone or bag may get stolen; these things in your journey will leave you in complete devastation. It’s better to take precaution than to suffer and look for the safety first. Whether you are traveling with your comrades or your family, travel insurance is a must. There are dozens of travel insurance companies working worldwide, while one may find the best travel insurance by comparing the quotes. Travel insurance doesn’t guarantee that nothing unexpected will occur; however, they still promise to commute your financial loss in every possible way.
Saving few dollars and risking lives of your loved ones is no clever-thing. Especially when you are traveling with your family, you have to be extra careful. There is always a risk involved in travel, but we still travel. Why? Because traveling is a part of our life and is necessary for us to remain happy. It’s necessary for our health and we like doing it. Just like you need insurance for your car; finding the best travel insurance should be your top priority. No matter what part of the world you are heading to; From east Atlantic to south Atlantic, travel insurance can cover you from any unexpected incident.
Few of the questions that are commonly asked about travel insurance.
Is travel insurance expensive?
Well NO! It’s way lesser than car insurance and cover’s you for almost everything. However, the experience depends upon the package you are buying from travel insurance and the limitation of rescue. You can obviously afford to buy travel insurance if you can afford traveling.
Will it cover me if I fall from a mountain or a swing?
Yes, most of the plans will. However, we should always pray that we remain safe from any uncertainty. Most plans will rescue you from any medical emergency and will cover the cost of all medication and hospital supplies. No matter how expensive medical facilities are in any country, travel insurance is committed to providing you with the ultimate rescue at the times of emergency.
Will it cover sudden illness or disease?
Obviously, it would. The utmost benefit of having premium travel insurance is that it will help us sit relaxed in the times of any illness of a family member. It means, you can still travel after being recovered and can continue your journey from the place, you stopped. What’s better than that?
Will it cover for the canceled flights?
Definitely yes! Travel insurance is abided to cover for any unexpected cancellation of flight due to any reason and moreover, it holds the benefit of rescheduling your flight, whenever you want. This is a major thing that helps you enjoy your daring adventure, while travel insurance will fix things for you.
Travel makes you realize that what a tiny place we occupy in this world. We all love going on an adventure. While finding the best travel insurance can be daunting, however, there are certain things, which needs special consideration while finding the right insurance for your travel
Never buy insurance from your tour operator:
The tour operator has large commissions set with the travel insurance companies. They earn amazingly large commissions from insurance companies and won’t care whether any specific insurance will fulfill your needs or not. It’s always wiser to do a bit research before paying any insurance. Moreover, the insurance may include only the basic plan and may lead you paying higher for limited services.
Choose according to your travel habits:
If you travel every year, yearly travel insurance will be ideal for you as it will cover all the related sprees in your journey. If you are looking for single trip insurance, then single trip insurance is the best deal for you.
Don’t double up:
You may have certain things already covered by your health plan, so try deducting those things from your travel insurance package. This will help you save a large amount of money and you will get the right plan for your travel.
Declare your medical history:
If you have any pre-existing medical problem, you need to highlight it to your insurer as most of the plan doesn’t cover for high blood pressure, cancer, asthma, diabetes, heart problem, or arthritis. With a small additional premium amount, good travel insurance will cover everything for you.
When you are looking to find the best travel insurance, go for the right cover adequate for your needs but choose smartly.